Solicitors, developers, lenders and property buyers: we have the solution to your title insurance needs.
We help protect buyers and lenders against unforeseen risks as they become new owners of land or property – risks which would otherwise take months or years to resolve at a huge cost.
Title insurance will quickly protect a client from legal action or financial loss arising from unresolved problems with property title in situations such as:
- Documents showing ownership (title deeds) are missing
- Medieval liabilities on the property mean the owner has to pay for repairs to the local church (Chancel Repairs)
- Planning permission documents proving building regulations compliance are missing
- Access to a new development over an unregistered strip of land (ransom strip) is needed
- Access over neighbouring land is required
- Part of the land or property being bought has been used without permission
- Responsibility for pollution from former use of the land being bought falls on the new owner. Modern industrial units are often built on old factory sites
- A previous landowner had mining or mineral rights
- Use of land by a new buyer is limited by a covenant restricting the number and type of buildings that may be constructed on it.
We find the right policy from the right specialist underwriter, often in less than an hour. Even some of the more complex policies can be arranged within 24 hours.
No paperwork required, no application forms to fill in and all risks are placed with A rated insurers.
We look after 35 legal practices in the Midlands, North West and South.
We have been helping people to finalise property deals for over 30 years. As independent brokers, we like nothing more than securing the right policy for our clients, giving the best value and fastest service to cover every risk.
Thanks to arrangements with underwriters and specialised knowledge of the industry we find the right policy every time, usually sooner than expected. This is why solicitors come back to us.
If you represent your law firm’s commercial property department and have a question about title, please get in touch.
Lesley Davies ACII
I always aspired to be a Police Officer or Lawyer when at school. Sadly neither was to be and after a couple of roles in administration, I moved to a similar role at a local Insurance Brokers office, methodically following the drones of the audio tapes, typing on an electric typewriter which was a step up from the manual one I was used to!
Whilst in this role I became interested in the technical aspects of insurance that I was hearing about and thought I could actually make a career out of this. This led me on to the Insurance Institute exams, starting with the Certificate of Proficiency and eventually after a lot of hard work attaining the Associate qualification in 1997.
I have worked for a couple of major UK insurers and also in the Insurance Broking market and have a great understanding of how both sides of the business work. In addition I have carried out a Training and Compliance role for an independent broker for a number of years and still maintain this role within the business.
My personal life revolves around my three daughters giving them the opportunities most of my generation never had and they will no doubt continue to keep us busy for some time to come. My sporting passion is netball, I play in a competitive local league and for one season only, when they were desperate, at county level. I’m not sure how much longer my joints will take the strain but will continue to partake until they tell me otherwise. I am a reluctant gym member but do attend regularly to maintain a reasonable level of fitness. I also enjoy meals out and holidays and harbour an ambition to play piano or saxophone.